HOW-TO · STOP JUNK MAIL

STOP PRE-APPROVED CREDIT OFFERS

One free request stops them

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WHY THEY COME

Bureaus sell lists

Lenders buy lists of people who fit their criteria.

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THE RISK

Mail thieves love them

Offers in your trash carry your name and details.

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THE FIX

OptOutPrescreen.com

The official site run by the major credit bureaus.

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BY PHONE

1-888-5-OPT-OUT

That's 1-888-567-8688, for a free 5-year opt-out.

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FOREVER?

Permanent opt-out

Start online, then mail the signed form.

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HOW FAST

A few weeks

Requests process in about 5 days; mail tapers off after.

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YOUR SCORE

No effect

Opting out never hurts your credit score.

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EVEN BETTER

Freeze your credit

A free freeze blocks new accounts in your name.

File photo: Nenad Stojkovic / Wikimedia Commons, CC BY 2.0

FREE U.S. GUIDE

Take back your mailbox

5-year vs. permanent opt-out, step by step.

nexgenheadlines.com

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