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SCAM ALERT · MONEY

Gift Card Scams to Avoid

If someone asks you to pay with a gift card, it is a scam.

Photo: Tom Eppenberger Jr. / Wikimedia Commons (CC BY 2.0)

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§ 1 · SCAMS

The Golden Rule

No government agency, utility or bank will ever ask you to pay with a gift card.

Photo: Tom Eppenberger Jr. / Wikimedia Commons (CC BY 2.0)

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§ 2 · SCAMS

Common Stories

Fake IRS calls, power shutoffs, tech support and "Grandma, I'm in jail."

Photo: Tom Eppenberger Jr. / Wikimedia Commons (CC BY 2.0)

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§ 3 · SCAMS

Red Flags

They want the card number and PIN, demand speed and tell you to keep it secret.

Photo: Tom Eppenberger Jr. / Wikimedia Commons (CC BY 2.0)

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§ 4 · SCAMS

Already Paid?

Call the card company right away using the number on the back. Keep the receipt.

Photo: Tom Eppenberger Jr. / Wikimedia Commons (CC BY 2.0)

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§ 5 · SCAMS

Report It

File a free report at ReportFraud.ftc.gov and warn your family.

Photo: Tom Eppenberger Jr. / Wikimedia Commons (CC BY 2.0)

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Thanks for Reading

Warning signs, first-hour steps and how to protect older relatives, in our full guide.

Photo: Tom Eppenberger Jr. / Wikimedia Commons (CC BY 2.0)