HEALTH · FOR U.S. WORKERS

Use It Or Lose It?

Your health FSA may expire on December 31. HSA money rolls over.

File photo: U.S. Air Force / Public domain

ENTRY 01 · HEALTH

$3,400

2026 HEALTH FSA LIMIT

The most you can put into a health FSA for plan years beginning in 2026.

File photo: U.S. Air Force / Public domain

ENTRY 02 · HEALTH

$4,400

2026 HSA LIMIT, SELF-ONLY

Family coverage is $8,750, plus $1,000 if you are 55 or older.

File photo: U.S. Air Force / Public domain

ENTRY 03 · HEALTH

Your plan

WHO DECIDES

Your employer’s plan decides if you get a carryover, a grace period or neither.

File photo: U.S. Air Force / Public domain

ENTRY 04 · HEALTH

$680

MAX CARRYOVER

For plans that allow it, the IRS carryover maximum for 2026 is $680.

File photo: U.S. Air Force / Public domain

FINAL ENTRY

Check your balance today.

Four steps to take this week, and how the FSA and HSA differ.

nexgenheadlines.com

Photo: U.S. Air Force (public domain). General information, not tax or financial advice.