MONEY · FOR U.S. WORKERS

Fix Your W-4

Check your withholding before the year ends and skip the surprise tax bill.

File photo: HABS, Library of Congress / Public domain

ENTRY 01 · MONEY

25 minutes

THE FREE IRS ESTIMATOR

The IRS Tax Withholding Estimator takes about 25 minutes.

File photo: HABS, Library of Congress / Public domain

ENTRY 02 · MONEY

Pay stub

WHAT YOU NEED

Bring your latest pay stub, and your spouse’s if you file jointly.

File photo: HABS, Library of Congress / Public domain

ENTRY 03 · MONEY

No SSN

YOUR PRIVACY

It does not ask for your name or Social Security number, and does not save your answers.

File photo: HABS, Library of Congress / Public domain

ENTRY 04 · MONEY

New W-4

THE FIX

It can pre-fill a Form W-4. Give it to your employer, not the IRS.

File photo: HABS, Library of Congress / Public domain

FINAL ENTRY

Check it now. Fix it once.

When to check, what to bring and how to read the result.

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Photo: HABS, Library of Congress (public domain). General information, not tax advice.