SOCIAL SECURITY
A 3.6% COLA, about $75 a month, landing in January.
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THE NUMBER
Announced by the SSA on Oct. 14, 2026.
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AVERAGE RAISE
That is the average retirement benefit increase.
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WHO GETS IT
Plus 7.3 million SSI recipients.
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WHEN
Paid Jan. 13, 20 or 27 by birth date.
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SSI FIRST
Early payment for January. Not a bonus.
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THE FORMULA
Third quarter against third quarter. No vote.
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VS LAST YEAR
Biggest raise since 8.7% in 2023.
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THE CATCH
Part B is deducted before you see it.
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NO ACTION
Anyone asking you to claim it is a scam.
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FREE U.S. GUIDE
Full tables, payment dates and the Medicare offset.
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Photos: Wikimedia Commons (CC0, CC BY, CC BY-SA), shown as file photos.