SOCIAL SECURITY

YOUR 2027 SOCIAL SECURITY RAISE IS SET

A 3.6% COLA, about $75 a month, landing in January.

File photo: Tracy O / Wikimedia Commons (CC BY-SA 2.0)

THE NUMBER

3.6%

Announced by the SSA on Oct. 14, 2026.

File photo: N Giovannucci / Wikimedia Commons (CC BY-SA 4.0)

AVERAGE RAISE

About $75

That is the average retirement benefit increase.

File photo: Diliff / Wikimedia Commons (CC BY 2.5)

WHO GETS IT

72 million

Plus 7.3 million SSI recipients.

File photo: Tracy O / Wikimedia Commons (CC BY-SA 2.0)

WHEN

January 2027

Paid Jan. 13, 20 or 27 by birth date.

File photo: N Giovannucci / Wikimedia Commons (CC BY-SA 4.0)

SSI FIRST

Dec. 31, 2026

Early payment for January. Not a bonus.

File photo: Diliff / Wikimedia Commons (CC BY 2.5)

THE FORMULA

CPI-W

Third quarter against third quarter. No vote.

File photo: Tracy O / Wikimedia Commons (CC BY-SA 2.0)

VS LAST YEAR

2.8% in 2026

Biggest raise since 8.7% in 2023.

File photo: N Giovannucci / Wikimedia Commons (CC BY-SA 4.0)

THE CATCH

Medicare

Part B is deducted before you see it.

File photo: Harrison Keely / Wikimedia Commons (CC BY 4.0)

NO ACTION

Automatic

Anyone asking you to claim it is a scam.

File photo: Diliff / Wikimedia Commons (CC BY 2.5)

FREE U.S. GUIDE

See your exact 2027 check

Full tables, payment dates and the Medicare offset.

Photos: Wikimedia Commons (CC BY, CC BY-SA)

Photos: Wikimedia Commons (CC0, CC BY, CC BY-SA), shown as file photos.