MEDICAL BILLS
What really happens next
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First
Then collections
Many bills go to collectors.
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Credit
Smaller debts skipped
Bureaus don't report them.
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Wait time
Before it's reported
Larger medical collections.
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Paid off
From your report
Paid medical debt is deleted.
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Lawsuits
Never ignore court papers
Default can mean garnishment.
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Step 1
Ask for a full bill
Errors are common.
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Step 2
For charity care
Nonprofit hospitals must offer it.
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Step 3
Ask the provider
Avoid credit cards for medical bills.
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Got a medical bill you can't pay?
Read the guide
nexgenheadlines.com
Photo: Harrison Keely / CC BY 4.0