CREDIT SCORES
FICO ranges explained
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Scale
FICO range
Higher is better.
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Good
FICO
Approved for most products.
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Very good
FICO
Near-best rates.
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Exceptional
FICO
Best rates.
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Biggest factor
Payment history
Never miss a due date.
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Next
Amounts owed
Keep card use under 30%.
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Myth
Your own score
Doesn’t lower it.
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Free reports
AnnualCreditReport.com
Check for errors.
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Raise your score
Read the guide
nexgenheadlines.com
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