MONEY · CREDIT
Usually the estate, not your family. Here are the exceptions.
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ENTRY 01 · CREDIT
PAYS FIRST
Debts are paid from what the person owned. If money runs out, debt often goes unpaid.
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ENTRY 02 · CREDIT
FOR MOST FAMILY
Children and relatives don't pay from their own money, the FTC says.
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ENTRY 03 · CREDIT
YOU SHARE IT
Co-signers and joint account holders are responsible for the balance.
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ENTRY 04 · CREDIT
COMMUNITY PROPERTY
Spouses in states like CA and TX may share debts. Ask a probate lawyer.
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ENTRY 05 · CREDIT
USUALLY PROTECTED
Life insurance and IRAs with named beneficiaries usually skip probate.
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FINAL ENTRY
The full guide: steps, collector rules and what creditors can't touch.
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Photo: Nenad Stojkovic / CC BY 2.0. Facts checked against official sources. Not financial or legal advice.