CARD FRAUD RULES
Credit vs. debit, explained
Photo: Nicbou / Wikimedia Commons, CC0
Credit card
Federal cap
Most issuers offer $0 liability.
Photo: Nicbou / Wikimedia Commons, CC0
Number only
Card in wallet
Not liable if only the number was stolen.
Photo: Nicbou / Wikimedia Commons, CC0
Debit, fast
Within 2 business days
Report a lost card right away.
Photo: Nicbou / Wikimedia Commons, CC0
Debit, later
After 2 days
But within 60 days of the statement.
Photo: Nicbou / Wikimedia Commons, CC0
Debit, late
After 60 days
You could lose everything taken.
Photo: Nicbou / Wikimedia Commons, CC0
Provisional credit
Debit cards
Bank must credit you if it needs longer.
Photo: Nicbou / Wikimedia Commons, CC0
Step 1
In your app
Then call the number on the card.
Photo: Nicbou / Wikimedia Commons, CC0
Not covered
You paid them
Report to the FTC anyway.
Photo: Nicbou / Wikimedia Commons, CC0
Act fast on fraud
Read the guide
nexgenheadlines.com
Photo: Nicbou / Wikimedia Commons, CC0