Term vs. whole life

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10–30 YRS

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LIFETIME

[{"selector":"#anim-8a4e2c45-ec83-4b35-b77c-97a658bbc22c","keyframes":{"opacity":[0,1]},"delay":0,"duration":1200,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-fee3c8e2-679f-4070-a09d-133285c36f9e","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":1200,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-2a849080-a93a-42c8-8f58-cd6e86a3d3df","keyframes":{"opacity":[0,1]},"delay":0,"duration":500,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-942ab198-1f1d-4756-a5de-07f4ea061aaa","keyframes":{"transform":["translate3d(0px, 100.07334%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":500,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-5c1d586f-a919-498c-94a4-51910530f9d9","keyframes":{"transform":["translate3d(-100%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":450,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4ff4ebe2-9f45-4088-9cfa-354bf5a323bc","keyframes":{"opacity":[0,1]},"delay":100,"duration":450,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-dad7fd77-0a57-4c46-86e4-02a532bf494c","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":100,"duration":450,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-0ceb21e7-4a43-4a64-a684-ad4fe185f7dd","keyframes":{"opacity":[1,1]},"delay":450,"duration":400,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-45a4c377-9af3-460d-bb7f-3ed1e4f1e6e7","keyframes":{"transform":["scale(3)","scale(1)"]},"delay":450,"duration":400,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-616987a3-302f-4b58-abe2-ac8038ad3304","keyframes":{"transform":["translate3d(-106.5934%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":550,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c3bbfb64-1969-40a7-b552-5e8c4830d752","keyframes":{"opacity":[0,1]},"delay":550,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-bacf4f9f-4a18-4fd5-9cf0-562f64bf249c","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":550,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-b1244fdf-4e3e-449b-8212-6560184f1e1c","keyframes":{"opacity":[0,1]},"delay":800,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e42b6fe4-57c7-4570-b362-498c0a6a9ffd","keyframes":{"opacity":[0,1]},"delay":800,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] Whole life Whole life Plus cash value Costs much more. Photo: Joshua Tree National Park (NPS), public domain

TERM

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10–12X

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SPECIAL

[{"selector":"#anim-7c876320-0f8b-4427-8080-48cb2680ad56","keyframes":{"opacity":[0,1]},"delay":0,"duration":1200,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-5642f239-e401-431c-a4aa-df6047602816","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":1200,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-2f5f19fc-b4ad-4b17-8ef2-e646497a7015","keyframes":{"opacity":[0,1]},"delay":0,"duration":500,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-84296050-1044-4252-83b4-4030cc50d3e0","keyframes":{"transform":["translate3d(0px, 100.07334%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":500,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-dcff5172-5171-4c12-a212-6c9fa8d0d10c","keyframes":{"transform":["translate3d(-100%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":450,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a0ef4c8e-4233-40d8-b264-6c4cee5a93b1","keyframes":{"opacity":[0,1]},"delay":100,"duration":450,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-dd6d47b7-3370-4756-bf0f-62425da5438b","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":100,"duration":450,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-572f82b1-e28e-4d80-ae83-d4bcf495938c","keyframes":{"opacity":[1,1]},"delay":450,"duration":400,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-43d5c8bf-6a14-4388-92b6-2de8ab1e1834","keyframes":{"transform":["scale(3)","scale(1)"]},"delay":450,"duration":400,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-668ae1e5-ac8d-4e66-b329-3513a8153ff3","keyframes":{"transform":["translate3d(-106.5934%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":550,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e3ae5924-96ce-456d-a2ae-ee64e7524380","keyframes":{"opacity":[0,1]},"delay":550,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-734df007-d096-4a7c-8a14-ad4fbfbecbcf","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":550,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-c79bddf1-0c84-4033-9293-8a7b10d3bf92","keyframes":{"opacity":[0,1]},"delay":800,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-50e8a24f-1516-4094-9ee3-8a406a879cc3","keyframes":{"opacity":[0,1]},"delay":800,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] Whole life fits Whole life fits Lifelong dependents And estate planning. Photo: Joshua Tree National Park (NPS), public domain

INVEST

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TAX-FREE

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3 QUOTES

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Full guide

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