I BONDS
Nov. 2026 to April 2027
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Composite
First 6 months
For bonds bought Nov. 1 to April 30.
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Fixed rate
Locked for life
Never changes for up to 30 years.
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Inflation part
Annualized
Resets every 6 months.
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Limit
Per person a year
Electronic bonds at TreasuryDirect.
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Minimum
To start
Buy any amount to the penny.
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Hold
Minimum
You can’t cash out before a year.
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Penalty
Of interest
If cashed before 5 years.
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Tax
On interest
Federal tax can be deferred.
Public domain via DPLA / Wikimedia Commons
Lock in the fixed rate
Read the guide
nexgenheadlines.com
Public domain via DPLA / Wikimedia Commons