2027 HSA LIMITS

HSA limits rise to $4,500

New IRS numbers for 2027

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Self-only

$4,500

2027 limit

Up from $4,400 in 2026.

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Family

$9,000

2027 limit

Up from $8,750 in 2026.

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Age 55+

+$1,000

Catch-up

Not adjusted for inflation.

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Deductible

$1,750

HDHP minimum

Self-only plan; $3,500 for family.

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Out-of-pocket

$8,700

HDHP max

Self-only; $17,400 for family.

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Employer money

COUNTS

Toward the limit

Subtract it from what you add.

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Too much?

6% TAX

On excess

Withdraw it before tax day.

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2026 still open

APRIL 15

2027 deadline

You can still add 2026 money.

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Plan your 2027 HSA

Full guide and FAQ

Read the guide

nexgenheadlines.com

Photo: 401(k) 2012 / Wikimedia Commons, CC0