2027 HSA LIMITS
New IRS numbers for 2027
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Self-only
2027 limit
Up from $4,400 in 2026.
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Family
2027 limit
Up from $8,750 in 2026.
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Age 55+
Catch-up
Not adjusted for inflation.
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Deductible
HDHP minimum
Self-only plan; $3,500 for family.
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Out-of-pocket
HDHP max
Self-only; $17,400 for family.
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Employer money
Toward the limit
Subtract it from what you add.
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Too much?
On excess
Withdraw it before tax day.
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2026 still open
2027 deadline
You can still add 2026 money.
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Plan your 2027 HSA
Read the guide
nexgenheadlines.com
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